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Travel Insurance

Did you know that by taking out Travel Insurance at the time you pay for your holiday you are covered for cancellation due to certain circumstances?

We highly recommend Travel Insurance to all our Cruisers - for total peace of mind.

Summary of Inclusions

  1. Essentials

  2. Comprehensive

Emergency travel arrangements and accommodation expenses
  1. $15,000
  2. Unlimited
Travel and accommodation costs associated with an unplanned interruption to your trip after it has begun. Includes sub-limits for meals and emergency internet and telephone calls.
Overseas medical expenses
  1. Unlimited ^
  2. Unlimited ^
Emergency medical, hospital and ambulance costs. Includes a sub-limit for critical illness or injury – emergency travel expenses for a friend or relative.
Dental expenses due to sudden and acute pain
  1. $1,000
  2. $1,000
Emergency dental treatment for an infected or broken tooth to alleviate sudden and acute pain.
Medical evacuation and repatriation
  1. $500,000
  2. Unlimited
Medical evacuation by road or air to the nearest appropriate medical facility, including repatriation to Australia.
Travel delay
  1. $1,000
  2. $2,000
Where your scheduled pre-paid transport is delayed, we will pay up to $250 every 24 hours for: additional accommodation, meals and rearranging your travel arrangements to resume your pre-paid arrangements, after the first 6 hours of the delay. No excess applies.
Early return home
  1. $2,000
  2. $2,000
Costs to return you to the nearest practical accommodation to your home in Australia in the event that your residence or business premises in Australia has been destroyed or rendered insecure due to a natural disaster, fire or malicious damage.
Missed connection – special events
  1. N/A
  2. $2,000
Additional public transport expenses to get to a pre-arranged wedding, funeral, conference, sporting event or concert.
Rental vehicle insurance excess
  1. $2,000
  2. $5,000
When your hire car is stolen, damaged in an accident, storm or fire, we pay up to your chosen limit for any excess you may be liable for from the hire company.
Resumption of trip
  1. N/A
  2. $3,000
Transport costs paid to resume your original trip after returning to Australia because of the hospitalisation or death of a close relative during your trip.
Luggage and personal effects
  1. $5,000
  2. $12,000
Cover for accidental damage, theft or permanent loss of your luggage and personal effects arising from circumstances outside of your control, up to the sub-limits and item limits shown below. We apply depreciation for age and wear unless you add them as a Specified Item on the Options page.
Other individual item limit
  1. $500
  2. $700
Item limit for all other non-specified items of luggage.
Personal computer, camera, video item limit
  1. N/A
  2. $4,000
Item limit for a lost, stolen or damaged laptop computer, tablet or camera equipment.
Smartphone item limit
  1. N/A
  2. $1,000
Item limit for a lost, stolen or damaged smartphone.
Emergency luggage
  1. $200
  2. $500
Reimbursement for essential items such as clothing, toiletries and personal requisites if your accompanied luggage is delayed, misdirected or temporarily misplaced by the carrier. No excess applies.
Replacement passports and travel documents
  1. $1,000
  2. $3,000
Costs of replacing your passport or travel documents when they are lost, stolen or damaged on your overseas trip.
Accidental death
  1. $10,000
  2. $25,000
A benefit that is payable to your estate if you die within 12 months of an injury that occurred during your trip. No excess applies.
Funeral expenses overseas
  1. $15,000
  2. $25,000
Costs of your burial or cremation overseas if you die during the trip.
Personal liability
  1. $1,000,000
  2. $2,500,000
Protection for you being legally liable for injuring other people or causing damage to their property, including legal defence costs.
Financial default of travel providers
  1. $3,500
  2. $10,000
Costs if your unused pre-paid accommodation, transport or tour is cancelled due to the financial default of the travel provider; less any refunds you’re entitled to.
Stolen cash
  1. N/A
  2. $250
Cover for theft of cash, provided a police report is obtained confirming the theft.
Fraudulent use of credit or debit cards
  1. N/A
  2. $3,000
Cover for the fraudulent use of your credit or debit card if it was accidentally lost, stolen or skimmed during your trip.
Total permanent disability
  1. N/A
  2. $12,500
We will pay up to the per person limit if you are injured during your trip and suffer total permanent disability. No excess applies.
Loss of income
  1. N/A
  2. $10,000
Cover if you cannot return to your usual place of employment or take up an offer of employment in Australia within 30 days of an injury you suffer during your trip.

This is a summary of cover only. Sub-limits apply. Please read the PDS for full terms, conditions, limits and exclusions

^ For up to 12 months after the illness first appears or injury first occurs.


Deck Chair Cruising, ABN 94 661 856 750 is a distributor of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461. Before deciding to purchase this product, read the Product Disclosure Statement available from us. This insurance is underwritten by XL Insurance Company SE, Australia branch (ABN 36 083 570 441).